Savings Plus Program

Overview

In this class you'll learn what you need to know about the state employee 401(k) and 457 plans, and be given a chance to enroll on the spot.

Objectives

By the end of this workshop you will :

• Understand how a 401(k) or 457 fits into your retirement plan

• Learn the difference between 401(k) and 457 plans

• Find out the difference between pre-tax and Roth savings

• Enroll in the plan of your choice

Tuition

No Cost

Overview

In this workshop you will learn the different investment options available to you through Savings Plus.

Objectives

By the end of this workshop you will :

• Find out how to evaluate your own time horizon and risk tolerance

• Understand the difference between stocks, bonds, and short term investments

• Learn about the different approaches to investing in Savings Plus

Tuition

No Cost

Overview

Now that retirement is right over the horizon, you will want to know all the benefits of Savings Plus that apply to you. We will discuss maximizing your Savings Plus deferrals in your last few years of employment, withdrawing your funds after retirement, and why you should keep your funds with Savings Plus after you retire.

Objectives

By the end of this workshop you will:

• Learn how to maximize deferrals in your final years of employment

• Discover the tax consequences of making withdrawals in retirement

• Find out why transferring out to an IRA might nullify many of the benefits of the state 401(k) and 457 plans

• Understand the different strategies of investing after retirement

Tuition

No cost

Overview

Discover the advantages of transferring your unused accumulated leave and other cashable leave credits into your Savings Plus account(s). This webinar explains how to maximize the benefits of Lump Sum Separation Pay and 457 Traditional Catch-Up.

Objectives

By the end of this webinar you will:

• Learn how to transfer Lump Sum into your Savings Plus account(s) pre-tax

• Find out how to use Lump Sum with Catch-Up

• See if you are eligible to double your Catch-Up contribution for up to three years in the 457 plan

Tuition

No cost

Overview

Your choice on when to file for Social Security could increase your annual benefit by as much as 76%. That is why it is the choice of a lifetime. Learn key filing rules and strategies so you can make the choice that fits with your overall retirement income plan.

Tuition

No cost

Overview

In this class you'll learn what you need to know about the state employee's 401(k) and 457 plans.

Objectives

By the end of this workshop you will:

• Understand how a 401(k) or 457 fits into your retirement plan

• Learn the difference between 401(k) and 457 plans

• Find out the difference between pre-tax and Roth savings

• Enroll in the plan of your choice

Tuition

No cost

Overview

Now that retirement is right over the horizon, you'll want to know all the benefits of Savings Plus that apply to you. We'll discuss maximizing your Savings Plus deferrals in your last few years of employment, withdrawing your funds after retirement, and why you should keep your funds with Savings Plus after you retire.

Objectives

By the end of this workshop you will:

• Learn how to maximize deferrals in your final years of employment

• Discover the tax consequences of making withdrawals in retirement

• Find out why transferring out to an IRA might nullify many of the benefits of the state 401(k) and 457 plans

• Understand the different strategies of investing after retirement

Tuition

No cost

Overview

Discover the advantages of budgeting, eliminating debt, saving for emergencies and investing to achieve and maintain a brighter financial future.

Objectives

By the end of this workshop you will:

• Take the steps to create a budget

• Find out how to tackle debt

• Learn how to save for the future

• Turn your debt payments into retirement contributions.

Tuition

No cost

Overview

Learn about the important changes coming soon to Savings Plus’s core investment fund lineup. Our “Redesign and Reselection Initiative” happens April 1, 2020 and aims to make saving for retirement even easier for state employees.

Objectives

By the end of this workshop you will:

• Learn about our new core investment lineup and important changes to the Target Date Funds

• Understand why, when and how the changes are being made

• Be prepared for your Reselection Window opportunity and what happens if you choose to take no action

Tuition

No cost

Overview

Learn about the important changes coming soon to Savings Plus’s core investment fund lineup. Our “Redesign and Reselection Initiative” happens April 1, 2020 and aims to make saving for retirement even easier for state employees.

Objectives

By the end of this workshop you will:

• Learn about our new core investment lineup and important changes to the Target Date Funds

• Understand why, when and how the changes are being made

• Be prepared for your Reselection Window opportunity and what happens if you choose to take no action

Tuition

No cost

Overview

Discover the advantages of transferring your unused accumulated leave and other cashable leave credits into your Savings Plus account(s). This workshop explains how to maximize the benefits of Lump Sum Separation Pay and 457 Traditional Catch-Up.

Objectives

By the end of this workshop you will:

• Learn how to transfer Lump Sum into your Savings Plus account(s) pre-tax

• Find out how to use Lump Sum with Catch-Up

• See if you are eligible to double your Catch-Up contribution for up to three years in the 457 plan Tuition No cost

Tuition

No cost

	SID	Date	Time	City	Location	Seats Remaining	Title	Owner
	10657	Mar 17, 2020	10:00AM-11:00AM	Sacramento	CalHR Kern/Colorado Rm 1515 S St	23	Lump Sum Separation & 457 Catch-Up- Live Class	Savings Plus Program	Lump Sum Separation & 457 Catch-Up- Live Class, Mar 17, 2020, 10:00AM-11:00AM, Sacramento, CalHR Kern/Colorado Rm 1515 S St , Seats Available: 23
	10658	Apr 21, 2020	10:00AM-11:00AM	Sacramento	CalHR Kern/Colorado Rm 1515 S St	24	Lump Sum Separation & 457 Catch-Up- Live Class	Savings Plus Program	Lump Sum Separation & 457 Catch-Up- Live Class, Apr 21, 2020, 10:00AM-11:00AM, Sacramento, CalHR Kern/Colorado Rm 1515 S St , Seats Available: 24
	10659	May 19, 2020	10:00AM-11:00AM	Sacramento	CalHR Kern/Colorado Rm 1515 S St	25	Lump Sum Separation & 457 Catch-Up- Live Class	Savings Plus Program	Lump Sum Separation & 457 Catch-Up- Live Class, May 19, 2020, 10:00AM-11:00AM, Sacramento, CalHR Kern/Colorado Rm 1515 S St , Seats Available: 25
	10660	Jun 16, 2020	10:00AM-11:00AM	Sacramento	CalHR Kern/Colorado Rm 1515 S St	25	Lump Sum Separation & 457 Catch-Up- Live Class	Savings Plus Program	Lump Sum Separation & 457 Catch-Up- Live Class, Jun 16, 2020, 10:00AM-11:00AM, Sacramento, CalHR Kern/Colorado Rm 1515 S St , Seats Available: 25

Overview

Discover the advantages of budgeting, eliminating debt, saving for emergencies and investing to achieve and maintain a brighter financial future.

Objectives

By the end of this workshop you will:

• Take the steps to create a budget

• Find out how to tackle debt

• Learn how to save for the future

• Turn your debt payments into retirement contributions.

Tuition

No cost

Overview

In this workshop you will learn the different investment options available to you through Savings Plus.

Objectives

By the end of this workshop you will :

• Find out how to evaluate your own time horizon and risk tolerance

• Understand the difference between stocks, bonds, and short term investments

• Learn about the different approaches to investing in Savings Plus

Tuition

No Cost