To enthusiastically serve our fellow California State employees and their families by empowering them to achieve and maintain a brighter financial future.
By state employees, for state employees—Helping you live the life you’ve earned.
Savings Plus is an enhanced 401(k) and 457(b) investment benefit available to most State of California employees. Designed to complement your CalPERS pension, Savings Plus helps bridge the gap between what you have and what you’ll need for the future.
For Employees
Just getting started, currently saving, close to or living in retirement – We’re here to help you reach your investment goals!
Start investing with as little as $25, no matter where you are in your career—Your money can begin working for you.
Dive deeper into your investment opportunities—Leverage our tools and resources to help strategize for your financial wellness.
Maximize Investments
Turn unused leave into future savings or roll over other retirement funds into one easy-to-manage Savings Plus account—before or after you retire. Eligible rollovers include 401(a), 401(k), 403(b), 457, and Traditional IRAs.
- Peace Officers and Fire Fighters (POFF)
- Extended Service Incentive Program (ESIP)
- Deferred Retirement Option (DROP)
- California State University System 403(b)
- Monetary Credits
For Departments
We offer free departmentwide educational opportunities while advancing your strategic goals for employee wellness and engagement.
Financial Education and Empowerment Day
FEED your team’s future with smart planning.
Presentation
Dynamic presentations customized to align with audience’s interest.
Power Sessions
Personalized 15-minute breaktime sessions to get guidance tailored to your financial goals
Resource Hub
Interactive resource table providing free tools and resources, person-to-person support, and giveaways.
Offered in-person or virtually
We look forward to collaborating with you. SPPOutreach@CalHR.CA.Gov
Other Services and Programs
Savings Plus is an enhanced 401(k) and 457(b) investment benefit available to most State of California employees. Designed to complement your CalPERS pension, Savings Plus helps bridge the gap between what you have and what you’ll need for the future.
New Employee Orientation – (NEO)
Invite us to present at your New Employee Orientation to share how Savings Plus works, why it may be a smart investment choice, and how to enroll. A Savings Plus account is one of the best tools to help employees build a stronger retirement.
To schedule a presentation.
Email: SPPOutreach@calhr.ca.gov
Part Time, Seasonal, and Temporary Retirement (PST)
Part-time, seasonal and temporary (PST) employees hired by the State of California or the California State University (CSU) system whose wages do not qualify for Social Security deductions or membership in the California Public Employees’ Retirement System (CalPERS) are required to participate in PST.
To learn more about administering the PST program.
Email: PST@calhr.ca.gov
Empower Your Employees—On Demand
If your employees want to learn more about the benefits available to them:
For more ways we can support you and your employees:
Email: SPPOutreach@calhr.ca.gov
More guidance—More growth
