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Click the title of a class to see all available sessions with time, date, and locations. Choose a session or sessions, and fill out the form below to register. You will receive a confirmation email within 24 hours of registering. Please note: sessions that are full may continue to appear up until the date the event takes place.
To sign up for a session, mark the checkbox corresponding to the session you wish to attend.
In this class you'll learn what you need to know about the state employee's 401(k) and 457(b) Plans.
By the end of this workshop you will:
Understand how a 401(k) or 457(b) fits into your retirement plan
Learn the difference between 401(k) and 457(b) Plans
Find out the difference between pre-tax and Roth savings
Enroll in the plan of your choice
No cost
Now that retirement is right over the horizon, you will want to know all the benefits of Savings Plus that apply to you. We will discuss maximizing your Savings Plus deferrals in your last few years of employment, withdrawing your funds after retirement, and why you should keep your funds with Savings Plus after you retire.
Learn how to maximize deferrals in your final years of employment
Discover the tax consequences of making withdrawals in retirement
Find out why transferring out to an IRA might nullify many of the benefits of the state 401(k) and 457(b) Plans
Understand the different strategies of investing after retirement
Discover the advantages of budgeting, eliminating debt, saving for emergencies and investing to achieve and maintain a brighter financial future.
Take the steps to create a budget
Find out how to tackle debt
Learn how to save for the future
Turn your debt payments into retirement contributions.
Budgeting is an essential step towards creating financial freedom. This workshop is considered the next step in budgeting after Finance 101. It goes beyond talking about budgeting basics and asks you to accurately estimate your income and expenditures so that you can set realistic financial goals. This workshop provides worksheets and asks you to create your own debt management plan to reference during the workshop.
Evaluate your budget
Examine the snowball method to tackle debt
Learn the difference between fixed and revolving debt
Understand your FICO score
You will use the worksheets from Finance 101, but we will also send them one week prior to the webinar. You will not need to share any personal details during the webinar.
Most investors save for retirement with a 401(k), 457(b) or other tax-deferred account, which may result in a hefty tax bill or higher tax bracket when you begin withdrawing your retirement savings — especially at age 72, when Required Minimum Distributions (RMDs) begin. This workshop reviews tax basics and discusses the importance of having tax flexibility among various investments and accounts.
By the end of this workshop you will learn:
Tax Basics
Importance of Diverse Retirement Income Sources
Categories of Retirement Income
In this presentation, we will focus on a holistic approach to financial planning. It is important to consider the unique challenges women face as they grow older. On average, women live longer, meaning they spend more time in retirement. We will look some of the key factors that could impact their retirement savings.
Embrace your longevity
Be active in your retirement planning
Maximize your Social Security Benefit
Plan for potential long-term care needs
Use tax-efficient retirement income to make your money last longer in retirement
Discover the advantages of budgeting in retirement, identifying your income sources and understanding a few powerful financial concepts to achieve and maintain a brighter financial future.
Discover ways to be better organized during retirement
Determine your retirement income
Take steps to create a budget in retirement
Understand powerful financial concepts that may impact your retirement income
Planning to retire in five to seven years? Learn different strategies to maximize your retirement savings in the last few years of your career. We will discuss making the most of your Savings Plus contributions and how that can impact your retirement. Discover the importance of managing your investment risk as you begin your journey towards retirement.
By the end of this workshop you will :
How the markets can impact your asset allocation plan
Three approaches to managing investments
Financial tools to help you manage your investments
Strategies to maximize your contributions
Distribution options
No Cost
Is a Roth right for you? 401(k), 457(b) or other tax-deferred accounts may result in a higher tax bracket when you begin withdrawing your retirement savings. This workshop reviews tax basics and discusses the importance of having tax flexibility among various investments and accounts to help you plan for a tax-free retirement.
By the end of this workshop you will know :
How Roth accounts came into existence
Tax benefits of Roth contributions
Difference between pre-tax and Roth
If an In-Plan Roth Conversion is right for you
Join us if you have recently enrolled in Savings Plus, are a Part-time, seasonal, or temporary (PST) employee, or CalPERS eligible. We’ll show you tools that can help make managing your account easier and how to put safety controls in place to protect your account.
How to activate auto increase- giving your retirement account a raise
All the benefits of using the My Investment Planner, a free advice tool
The importance of setting up an auto asset rebalance to keep your risk tolerance in check
How to use the My Investment Retirement Planner (MIRP) to estimate your income needs in retirement
About our on-line security features
How to set up electronic notifications to help you stay informed
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