You are now leaving this website and being directed to the specific California government resource or website that you have requested. CalHR accepts no responsibility for the content or accessibility of external websites or external documents linked to on this website.
Click the title of a class to see all available sessions with time, date, and locations. Choose a session or sessions, and fill out the form below to register. You will receive a confirmation email within 24 hours of registering. Please note: sessions that are full may continue to appear up until the date the event takes place.
To sign up for a session, mark the checkbox corresponding to the session you wish to attend.
Discover the advantages of transferring your unused accumulated leave and other cashable leave credits into your Savings Plus account(s). This workshop explains how to maximize the benefits of Lump Sum Separation Pay and 457 Traditional Catch-Up.
By the end of this workshop you will:
Learn how to transfer Lump Sum into your Savings Plus account(s) pre-tax
Find out how to use Lump Sum with Catch-Up
See if you are eligible to double your Catch-Up contribution for up to three years in the 457 Plan Tuition No cost
No cost
In this class you'll learn what you need to know about the state employee's 401(k) and 457 Plans.
Understand how a 401(k) or 457 fits into your retirement plan
Learn the difference between 401(k) and 457 Plans
Find out the difference between pre-tax and Roth savings
Enroll in the plan of your choice
Now that retirement is right over the horizon, you will want to know all the benefits of Savings Plus that apply to you. We will discuss maximizing your Savings Plus deferrals in your last few years of employment, withdrawing your funds after retirement, and why you should keep your funds with Savings Plus after you retire.
Learn how to maximize deferrals in your final years of employment
Discover the tax consequences of making withdrawals in retirement
Find out why transferring out to an IRA might nullify many of the benefits of the state 401(k) and 457 Plans
Understand the different strategies of investing after retirement
Discover the advantages of budgeting, eliminating debt, saving for emergencies and investing to achieve and maintain a brighter financial future.
Take the steps to create a budget
Find out how to tackle debt
Learn how to save for the future
Turn your debt payments into retirement contributions.
Whether you are new to creating a budget or have been budgeting for a while, this webinar has tools and tips to help you. Learn the importance of tracking expenses, understand the difference between needs and wants, ways to cut spending, and how to plan for future expenses. If you want to save for your dream vacation or your perfect retirement, this is the workshop for you!
By the end of this workshop you will learn:
Tips to keep your budget on track and fit your changing needs
Step-by-step on how to create a working monthly budget
How to create an action plan to save for your long-term
How to set SMART financial goals
You will not need to share any personal details during the webinar.
Budgeting is an essential step towards creating financial freedom. This workshop is considered the next step in budgeting after Finance 101. It goes beyond talking about budgeting basics and asks you to accurately estimate your income and expenditures so that you can set realistic financial goals. This workshop provides worksheets and asks you to create your own debt management plan to reference during the workshop.
Evaluate your budget
Examine the snowball method to tackle debt
Learn the difference between fixed and revolving debt
Understand your FICO score
You will use the worksheets from Finance 101, but we will also send them one week prior to the webinar. You will not need to share any personal details during the webinar.
Most investors save for retirement with a 401(k), 457(b) or other tax-deferred account, which may result in a hefty tax bill or higher tax bracket when you begin withdrawing your retirement savings — especially at age 72, when Required Minimum Distributions (RMDs) begin. This workshop reviews tax basics and discusses the importance of having tax flexibility among various investments and accounts.
Tax Basics
Importance of Diverse Retirement Income Sources
Categories of Retirement Income
Please fill in the following fields to complete your registration. All fields are required.
