The Group Legal Services Insurance Plan (Plan) is a voluntary insurance plan that is available to eligible state employees. It is an important part of the state's benefits package because it connects you with network attorneys and other legal resources to help you resolve life's legal issues.
Managing legal matters can be very confusing, time-consuming and costly, especially when you consider that attorney fees in the U.S. average $368* per hour. As an employee with the state's Plan, you can face your problems with more confidence using the resources and services available to you.
Open Enrollment for the Plan will be held September 21 through October 16. During Open Enrollment eligible employees can enroll in the Plan and current participants can change their Plan coverage, and add or delete eligible dependents. If you are currently enrolled in the Plan you do not need to re-enroll, as coverage continues automatically.
The last day to enroll online, by phone, or by faxing your form to ARAG Insurance is October 16. If you mail a form to ARAG Insurance, it must be postmarked on or before October 16.
Premiums will remain the same in 2021.
Open Enrollment transactions will have a January 1, 2021 effective date with premiums processed from the December pay warrant.
Eligible state employees can enroll online by visiting ARAGlegal.com/socinfo and selecting the “View Plans" and “Enroll Now" tabs to enroll.
To enroll by phone, please contact ARAG Customer Care:
Monday-Friday, 5:00 a.m. - 5:00 p.m., Pacific TimeToll-free (866) 762-0972TTY (800) 383-4184 (or 711 to reach a relay operator)
To enroll by mail or fax, complete the Group Legal Enrollment Authorization Form 200550 and mail or fax it to ARAG Insurance. Please retain a copy for your records.
Mail or fax completed forms to ARAG Insurance at:
ARAG Insurance Company500 Grand Avenue Suite 100De Moines, IA 50309-9958Fax: (515) 246-8816
For more information, please contact Grouplegal@calhr.ca.gov
If you are an employee of California Exposition & State Fairs (Cal Expo), California Fairs Services Authority (Cal Fairs) or the Legislative Analyst's Office (LAO), you must fill out the Group Legal Services Insurance Other Enrollment Authorization Form 200635 and return the form to your department's personnel office for processing.
If you are a permanent-intermittent, limited-term, or temporary authorization employee, you must fill out the Group Legal Services Insurance Other Enrollment Authorization Form 200635 and return the form to your department's personnel office for processing.
Newly hired and newly eligible employees may enroll in the Plan within the first 60 days of employment or eligibility.
The employee's effective date of coverage will begin on the first day of the month, following the first premium deduction.
Forms must be mailed or faxed to ARAG Insurance by the close of the 60-day eligibility period.
Do not mail forms to the State Controller's Office.
You may cancel your plan at any time by logging onto ARAGlegal.com/SOCinfo.
To cancel by phone, please contact ARAG Customer Care:
Monday-Friday, 5:00 a.m. - 5:00 p.m., Pacific Time Toll-free (866) 762-0972 TTY (800) 383-4184 (or 711 to reach a relay operator)
To cancel by mail or fax, complete the Group Legal Enrollment Authorization Form 200550 and mail or fax it to ARAG Insurance. Please retain a copy for your records.
If you are an employee of California Exposition & State Fairs (Cal Expo), California Fairs Services Authority (Cal Fairs) or the Legislative Analyst's Office (LAO), you must complete a new Other Enrollment Authorization Form 200635, check the “cancel box", and return the form to your department's personnel office for processing.
If you are a permanent-intermittent, limited-term, or temporary authorization employee, you must complete a new Other Enrollment Authorization Form 200635, check the “cancel box", and return the form to your department's personnel office for processing.
If you wish to continue the Group Legal Services Insurance Plan into retirement, you must complete the Retiree Enrollment Authorization Form 200686 within 60 days of retirement to avoid a break in coverage.
For more information please visit the CalHR Retiree Group Legal Services Insurance Plan webpage.
Active state employees appointed permanent or probationary with a time base of half-time or more, and with one of the following designations are eligible to enroll in the Plan:
Permanent-intermittent (PI) employees must work a minimum of 480 hours in the January–June or July–December control period or 960 hours for January 1–December 30 to be eligible to enroll.
An employee appointed to a limited-term or temporary authorization with an appointment of six months or more with a time-base of half-time or more is eligible to enroll in the Plan.
If you have a permitting event (e.g., divorce, marriage, child losing eligibility due to age or marriage, adding or deleting a spouse or child, primary member leaves state service, or a new Domestic Partner Certification), you must submit an enrollment form to ARAG Insurance within 60 days of the event to change your coverage level.
It is the employee's responsibility to inform ARAG Insurance of changes with your dependents and divorces.
The state has a Mandatory Deletion when an eligible dependent child marries or reaches age 26 (whichever is sooner) as they are no longer eligible for coverage under the insured employee's plan. The employee must complete a new enrollment form if they wish to change to individual coverage when the dependent child loses eligibility.
For legal separations, a deletion of the spouse cannot be done in anticipation of a pending or active divorce action or pending final divorce settlement. When the divorce is finalized, the employee must complete a new enrollment form to change their coverage to individual unless you have eligible dependent children on the Plan.
Enrolled employees who fail to initiate a mandatory deletion within 60 days of the permitting event date will not be reimbursed for the overpayment of premium nor will the carrier provide coverage for family members who no longer meet the eligibility requirement for dependents.
The Group Legal Services Insurance Plan is a voluntary, employee-paid plan that provides comprehensive legal coverage. It is designed to meet the most common personal legal needs of an individual and their family.
Once you have enrolled in the Plan:
The Plan pays 100% of network attorney fees for most covered matters, including coverage for in-office advice, representation and consultation.
The Plan's covered services include, but are not limited to:
The Plan also includes Identity Theft Protection, which encompasses the following services:
The Plan also provides a convenient toll-free number (866) 762-0972 that provides access to a telephone network attorney for legal advice on most personal legal issues (no limitation imposed on number of calls or length of calls). These attorneys can also assist with preparing and reviewing a simple will and other personal legal documents.
Note: Telephone consultation cannot be used for legal matters that are specifically excluded from the Plan (e.g., the employee could not use the Plan for phone consultation regarding a grievance he/she had filed against the state). Telephone consultation service is available Monday - Friday from 5:00 a.m. - 5:00 p.m., Pacific Time.
For matters that are not specifically excluded, the Plan provides four hours annually that can be used for advice or preventive in-office services.
There are certain legal services that are specifically excluded from coverage in the Plan. Some of these services are as follows:
ARAG Insurance Company 500 Grand Avenue Suite 100De Moines, IA 50309-9958
ARAG Customer Service: Monday-Friday, 5:00 a.m. - 5:00 p.m., Pacific Time Toll-free (866) 762-0972 TTY (800) 383-4184 (or 711 to reach a relay operator)
For more information, please contact Grouplegal@calhr.ca.gov
*"The Survey of Law Firm Economics: 2018 Edition." The National Law Journal and ALM Legal Intelligence, October 2018.
**The Identity Theft insurance is underwritten by American Bankers Insurance Company of Florida, an Assurant company. Please refer to the actual policies for terms, conditions, and exclusions of coverage. Coverage may not be available in all jurisdictions. Please see the plan summary document for details. Limitations and exclusions apply. Depending upon a state's regulations, ARAG's legal insurance plan may be considered an insurance product or a service product. Insurance products are underwritten by ARAG Insurance Company of Des Moines, Iowa, GuideOne® Mutual Insurance Company of West Des Moines, Iowa or GuideOne Specialty Mutual Insurance Company of West Des Moines, Iowa. Service products are provided by ARAG Services, LLC. This material is for illustrative purposes only and is not a contract. For terms, benefits or exclusions, call (866) 762-0972.