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You and your dependents may be eligible for state-sponsored dental insurance, available from one of several dental plans. Eligible employees may enroll in a dental plan within the first 60 days from your date of hire or the date you became eligible, during the annual Open Enrollment, or when you experience a permitting event which makes you newly eligible. Changes in coverage are also permitted during Open Enrollment.
Your collective bargaining designation determines which plans are available to you. The state pays all or part of your premium, depending on the plan you select and the number of dependents you wish to cover.
If you are in Bargaining Units 1, 3, 4, 5, 9, 10, 11, 12, 13, 14, 15, 20, and 21 and have dental coverage through another source, such as your spouse, you may choose to receive cash in lieu of the state's dental benefit available through FlexElect. This additional cash is treated as taxable income. You may enroll in this "cash option" when you are hired, during the annual Open Enrollment, or when you experience a permitting event which makes you newly eligible. The cash option is also available in lieu of health benefits.
If you are in Bargaining Units 2, 7, 8, 16, 17, 18, 19, or an excluded employee, you may choose to receive cash in lieu of health benefits, or in lieu of health and dental combined, but you cannot receive cash in lieu of just dental benefits. This benefit is available through CoBen.
SEIU Local 1000 represented employees and excluded classes tied to SEIU are not eligible to participate in the FlexElect or CoBen Cash Options until July 1, 2022, due to receiving other negotiated benefits. Please contact your department's personnel office to learn more about eligibility.
Your children are only eligible for dependent dental coverage up to age 26 unless disabled. Please contact your departmental personnel office for further assistance. Please see Frequently Asked Questions (FAQ) for more information.
Any changes to your dependent eligibility must be reported to your departmental personnel office within 60 days of the event taking place.
Dependent children employed by the state and eligible for state-sponsored dental plans may choose their own state-sponsored dental plan or may enroll in their parent's state-sponsored dental plan.
Contact your departmental personnel office if you have questions regarding your eligibility for enrollment in the state's dental benefits.
You may enroll your legal spouse, domestic partner, and dependent children, when you experience a permitting event or during the annual Open Enrollment period.
If you elect not to enroll a newborn within 60 days from birth, you can enroll the child within 60 days of each birthday until the age of six or during a dental Open Enrollment period.
It is your responsibility to inform your departmental personnel office of changes with your dependents, including divorces, legal separations*, dissolution of domestic partnership, termination of parent-child relationship with dependent children, and when your dependent children turn age 26 (unless they are disabled**). It is important to inform your departmental personnel office so they can assist you in removing any ineligible dependents from your dental plan.
*For legal separations, a deletion of the spouse cannot be done in anticipation of a pending or active divorce action or pending final divorce settlement. When the divorce is finalized, you're required to inform your departmental personnel office of the finalization and provide a copy of the final divorce decree.
**For a disabled child to remain on your dental plan past age 26, you must have a disability certification letter on file with your departmental personnel office, or inform your departmental personnel office of pending disability certification prior to your child turning age 26.
Dependent Re-verification (DRV) is the triennial process of re-verifying the eligibility of spouses, domestic partners, and dependent children enrolled in state health, dental, and vision benefits.
For more information, please see
Dependent Re-Verification FAQs.
You have 60 days from your date of hire or the date you became eligible to enroll in a dental plan.
Departmental personnel offices are reminded to review their employees' enrollment and remove ineligible dependents, including dependent children who are not disabled and have reached age 26.
Once you are enrolled, you cannot make changes until the next annual open enrollment unless you experience a change in family or employment status normally referred to as a qualified "permitting event". Permitting event include, but are not limited to:
When a permitting event occurs, you will need to contact your departmental personnel office within 60 days of the date the permitting event occurred. Enrollment changes must be consistent with your permitting event. You will be required to provide the date of the permitting event.
For additional questions about permitting events please contact your departmental personnel office.
There are three types of dental plans available, prepaid, indemnity, and preferred provider option (PPO):
For more information or a list of member dentists, contact the plans at:
DeltaCare USA (800) 422-4234 www.deltadentalins.com/state
SafeGuard/MetLife* (800) 880-1800 www.metlife.com/safeguard/soc
*Benefits provided by SafeGuard Health Plans, Inc., a MetLife company.
Premier Access(888) 534-DHMO (888-534-3466)www.socdhmo.com
Western Dental(866) 859-7525
For more information, contact:
Delta Dental(800) 225-3368
The amount of your monthly premium is deducted from your monthly pay warrant according to the number of enrolled dependents
For more information, contact:
Delta Dental(800) 225-3368www.deltadentalins.com/state/
The California Association of Highway Patrolmen (CAHP) offers its own indemnity dental plan to Bargaining Unit 5 employees who are CAHP members; however, members may opt to enroll in a state-sponsored prepaid plan. The California Correctional Peace Officers Association (CCPOA) provides dental insurance to BU6 employees who are CCPOA members.
All eligible Bargaining Unit 6 employees are required to enroll in a CCPOAplan, unless they have other state-sponsored dental coverage through a spouse or domestic partner.
Employees in Bargaining Units 5 and 6 should contact their union's benefit trust for information on their union-sponsored dental plan premiums and benefits.
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Please contact your departmental personnel office if you have any questions.