You and your dependents may be eligible for state-sponsored dental insurance, available from one of several dental plans. Eligible employees may enroll in a dental plan within the first 60 days of employment or eligibility or during the annual Open Enrollment period. Changes in coverage are also permitted during Open Enrollment.
Your collective bargaining designation determines which plans are available to you. The state pays all or part of your premium, depending on the plan you select and the number of dependents you wish to cover.
If you are in Bargaining Units 1, 3, 4, 5, 9, 10, 11, 12, 13, 14, 15, 20, and 21 and have dental coverage through another source, such as your spouse, you may choose to receive cash in lieu of the state's dental benefit available through FlexElect. This additional cash is treated as taxable income. You may enroll in this "cash option" when you are hired, during the annual Open Enrollment, or when you experience a permitting event which makes you newly eligible. The cash option is also available in lieu of health benefits.
If you are in Bargaining Units 2, 7, 8, 16, 17, 18, 19, or an excluded employee, you can receive cash in lieu of health benefits, or in lieu of health and dental combined, but you cannot receive cash in lieu of just dental benefits. This benefit is available through CoBen.
SEIU Local 1000 represented employees and excluded classes tied to SEIU are not eligible to participate in the FlexElect or CoBen Cash Options until July 1, 2022, due to receiving other negotiated benefits. Please contact your department's personnel office to learn more about eligibility.
Contact your personnel office if you have questions regarding your eligibility for enrollment in the state's Dental Program.
You may enroll your legal spouse, domestic partner, and dependent children up to age 26, when you experience a family status change, or during the annual Open Enrollment period.
If you elect not to enroll a newborn within 60 days from birth, you can enroll the child within 60 days of each birthday until the age of six or during a dental Open Enrollment period.
It's your responsibility to inform your personnel office of changes with your dependents, including divorces, legal separations*, dissolution of domestic partnership, termination of parent-child relationship with dependent children, and when your dependent children who are not disabled** turn age 26. These are events where you're required to inform your personnel office so they can assist you in removing the ineligible dependents from your dental plan if enrolled.
*For legal separations, a deletion of the spouse cannot be done in anticipation of a pending or active divorce action or pending final divorce settlement. When the divorce is finalized, you're required to inform your personnel office of the finalization and provide a copy of the final divorce decree.
**For a disabled child to remain on your dental plan past age 26, you must have a disability certification letter on file with your human resources office, or inform your human resources office of pending disability certification prior to your child turning age 26.
Dependent Re-verification (DRV) is the triennial process of re-verifying the eligibility of spouses, domestic partners, children, stepchildren, and domestic partner children (family members) enrolled for state health, dental, and premier vision benefits.
For more information, please see Dependent Re-Verification FAQs.
You have 60 days from your date of hire or the date you became eligible to enroll in a dental plan.
HR Offices are reminded to review their employees' enrollment and remove ineligible dependents, including dependent children who are not disabled and have reached age 26.
Please see Dental Frequently Asked Questions for more information.
There are three types of dental plans available, prepaid, indemnity, and PPO:
For more information or a list of member dentists, contact the plans at:DeltaCare USA(800) 422-4234www.deltadentalins.com/state
Premier Access(888) 534-DHMO (888-534-3466)www.socdhmo.com
Western Dental(866) 859-7525
For more information, contact:
Delta Dental(800) 225-3368
For more information, contact:
Delta Dental(800) 225-3368www.deltadentalins.com/state/
The following charts provides a comparison of costs for certain procedures covered by the state-sponsored dental plans. Please consult each dental plan's Evidence of Coverage for detailed information and plan limitations:
The California Association of Highway Patrolmen (CAHP) offers its own indemnity dental plan to Bargaining Unit 5 employees who are CAHP members; however, members may opt to enroll in a state-sponsored prepaid plan. The California Correctional Peace Officers Association (CCPOA) provides dental insurance to BU 6 employees who are CCPOA members.
All eligible Bargaining Unit 6 employees are required to enroll in a Trust plan, unless they have other state-sponsored dental coverage through their spouse.
Employees in Bargaining Unit 5 and 6 should contact their Benefit Trust for information on their union-sponsored dental plan premiums and benefits.
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Please contact your personnel office if you have any questions.