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An Accelerated Benefit Option is an important feature included in the basic and supplemental plans. If you are diagnosed as terminally ill with only a six month life expectancy, you may elect to receive up to seventy percent of the face value of the policy with a service charge of four percent of the amount paid.
Another plan feature is the assignment of insurance policy ownership. Both your basic as well as any supplemental life insurance purchased can be assigned by gift or to a viatical settlement provider for viatical purposes.
Contact MetLife directly at 1-800-252-8524.